Promoting Digital Insurance Literacy: The Crucial Role of Younger Generation

 

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Promoting Digital Insurance Literacy: The Crucial Role of Younger Generation

By Andreas Tito Gusman

Dibukukan dalam buku berjudul Literasi Digital

Digital literacy has become a crucial aspect of modern life as we should continue to rely on digital technology more than ever. Due to it, young people have an essential role in promoting and disseminating digital literacy as they are the ones who grow up with digital technology. Digital literary is also crucial because it can reach many people in different location, both in the country and overseas, therefore they can know and get benefit from insurance easily, fast and cheaply. In case of that, young people need to understand the importance of insurance and the role it plays in protecting individuals and their assets and furthermore, how it works on digital.

Insurance is an agreement between the insured (a person or a company that wants to be insured) with the insurance company or guarantor.  If the insured pays the premium, the insurance company or the insurer agrees to pay a sum of money in the event of an unexpected event, such as an accident or illness. Insurance helps individuals to mitigate financial risks and provide protection to their families and assets. However, lack of education is one factor causing many people, especially the younger generation, to be unfamiliar with insurance and its benefits. People do not receive adequate education about insurance and its importance. Another factor is misconceptions, as some individuals may wrongly assume that insurance is unnecessary or too expensive. Additionally, cultural factors play a role, where insurance may not be emphasized as a means of protecting assets or providing financial security.

To introduce and welcome insurance, young people are needed to play a significant role in promoting digital insurance literacy through various means. Firstly, they can use social media to educate their peers on the importance of insurance. Social media is a powerful tool that young people use daily, and they can leverage it to disseminate information about insurance. They can create informative posts, share articles, and even organize webinars to educate their peers.

Secondly, young people can also collaborate with insurance companies and organizations to create educational programs that target their peers. These programs can take different forms, such as workshops, seminars, or even online courses. 

Finally, young people can also lead by example by taking out insurance policies themselves. By doing so, they demonstrate to their peers that insurance is essential and that they should consider getting insurance for themselves. They can also share their experiences and how insurance has helped them in different situations.

At the end of this essay, I would like to share the information about how  important Insurance is at protecting shippers on processing shipping goods .Mr. Jokowi has built infrastructure that makes it easier for farmers, labourers, and fishermen to deliver goods from remote areas. In the process of shipping goods, the risk of loss or damage to goods is always exists. Therefore, freight forwarding insurance is important to protect shippers. Freight insurance provides financial protection for farmers, labourers, and fishermen in the event of loss or damage to goods during the shipping process. With adequate infrastructure, farmers, labourers, and fishermen can ship their goods more easily and safely. This has a positive impact on the economy of remote areas, as shippers can deliver their products more quickly and safely, thus increasing the competitiveness of local products.

Furthermore, freight forwarding insurance provides important benefits for farmers, labourers, and fishermen in remote areas, such as financial protection, speeding up the shipping process, and reducing risk of loss.

In conclusion, digital insurance literacy is crucial in today's world, and young people have a significant role in promoting it in order to give them protection.

Profil Penulis

    Hello, I'm Andreas Tito Gusman. Tito, that's what people call me. In addition, I am the older brother of Immanuel Tino Gusman. I am an alumnus of SDN Prawit II Surakarta, SMPN 23 Surakarta and SMAN 8 Surakarta. Then I studied at a university managed by the Trisakti Foundation with my younger brother through the KIP Lecture Scholarship pathway, namely I am now one of the Actuarial S1 Students from STMA Trisakti (Trisakti Insurance School). While my younger brother became one of the S1 Tourism Students from IPT (Trisakti Tourism Institute). Also, my hobbies is reading.